Sydney’s Most Trusted Debt Collection Agency

For over 50 years, JMA Credit have been helping Sydney and Central Coast based businesses of all sizes recover their debts.

Sydney Location

Level 14, 275 Alfred Street
North Sydney NSW 2060

How do we work?

Ideally, having the full debt paid upfront or alternatively a payment arrangement agreed prior to further action is the preferred result and the outcome first attempted.

We can either send a final notice letter on our letterhead or we can send a solicitors letter of demand.

If the letters are unsuccessful in recovering your debt, we can use telephone demands in an effort to exhaust all pre-legal avenues to recover your debt. We also have the power of listing a default on the company or businesses credit file on your behalf.

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Honest & Transparent Collection Fees

Our collection fees are the most competitive in the market, you simply will not find a collection agency offering a better service. It’s one of the real reasons why 33% of our business is repeat customers.

No Recovery No Commission Fee

Commission scale

(based on the total debt)

$0 – $1,00025%
$1,001 – $2,00015%
$2001 – $5,00012.5%
$5,001 – $20,0007.5%
Over $20,0005%

No Recovery No Commission Fee

Pay an Annual Subscription of $300

Reduce your commission fees

$0 – $1,00025%
$1,001 – $2,00012.5%
$2001 – $5,00010%
$5,001 – $20,0005%
Over $20,0003.5%

Pay an Annual Subscription of $300

Why choose JMA Sydney Debt Collectors?

The unique benefits of our debt collectors Melbourne service include:

  • The JMA debt recovery team are industry specialists as we has over 50 years collective experience.
  • Personal account manager so you never get lost in the crowd, as one person is dedicated to servicing your needs.
  • Same day action on accounts referred for collection.
  • Established 1960 – Over 50 years experience.
  • In-house Solicitor.
  • Ability to list payment defaults against your debtors.
  • 24/7 online access to track the progress of your accounts with live updates.
  • Speedy legal process – legal documents issued within 48 hours.
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Frequently Asked Questions

  • Are debts greater that 6 months old more difficult to collect?
    Yes the longer you leave a debt, the more difficult it becomes to collect and if you leave it this long the Company or business may be insolvent and therefore you will be unable to recover your debt.
  • Do I need to perform credit checks?
    If you provide credit to customers for amounts exceeding $2,000.00, we recommend you do credit checks, or you should at least get 3 trade reference checks and confirm that the ABN and ACN they give you is correct.
  • How long does the collection process take?
    Due to the individual circumstances of each debt, we are unable to quote an accurate recovery time. We try to recover your debt/s without resorting to legal action, but if this step is required and approved by you, it may take 6-8 months before a result can be achieved. Once your debt is lodged for collection, the process starts the same day, and we apply constant pressure. Our clients can quickly obtain up to date information on their accounts via the online client service, 24 hours, 7 days a week.
  • How soon do I need to refer to a debt collection agency?
    The debt should be referred at either 60/90 days based on 30 day terms.
  • When it comes to terms, what should the process be with new customers?
    When you open a new account, it is a good idea to formally notify your new client in writing. Serve notice of your terms and conditions of trade. Explain your settlement terms in clear, direct language and indicate how you will expect the account to be treated.

Sydney’s Best Collection and Recovery Agency

For the past 50 years JMA Credit Control has been helping Sydney businesses maintain their cash-flow and get paid on time with their no commission, no fee debt collection services. We’ve helped thousands of small to large Sydney based businesses to improve and take control of their cash-flow.

It’s no secret that getting paid on time is one of the top problems impacting small businesses which is why hiring a debt collection agency has become more important ever. When you work with JMA it means you’re protecting your business by minimising risks to your cash-flow.

We’re consistently rated 5 stars by our customers too, so rest assured you’re in safe hands when it comes to collection services and our no commission, no fee offers you a completely risk free services.  So if bad debts and overdue invoices are holding your business back, get in touch with us today. We promise you it’s the change you’ve been looking for.

Customer Success Testimonials

Download Free Debt Collection Letter

Struggling with unpaid debts and poor cashflow? Start with our free debt collection letter now.